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If you have lousy credit and you're in possession of an American Express credit card, the company might just pay you to go away. AmEx is now offering a $300 prepaid gift card to people to cancel their accounts and pay down their debt. Don't be offended if you get the offer in the mail. According to the company, it's just a "promotion" being offered to "select cardmembers," and it's only intended to help people "simplify" their finances. [Bloomberg]